FAQs

  • Payments and Fees
  • Statements
  • Apply for Credit
  • FICO® Score
  • Payoffs and Titles
  • Title Services
  • Leasing & Lease-End
  • Account Updates
  • Website Issues
  • Military Support
  • Vehicle Protection
  • Insurance
  • Privacy
  • Document Request
  • Downloadable Documents
  • Contact Us

Payments and Fees


What are my payment options?

No Fee Payment Options


Pay via Website

Recurring Payments via AutoPay Set-Up

This is the most recommended option since this can save your time and postage cost by having your monthly payment automatically debited from your checking or money market account Login  now and enroll to set up your autopay for recurring payments


One-Time Payments

You may be eligible to make one-time payments through your account at HMFUSA.com


Pay via Virtual Chat Assistant

You may be eligible to make a one-time payment through our virtual chat assistant

Step 1. Call Hyundai Motor Finance America IVR# using your mobile phone associated with your account

Step 2. Authenticate your account

Step 3. When prompted say or select “Payment Methods”

Step 4. Select the Chat option

Pay via Mail

You can make a payment via mail with a physical check and payment coupon that you can find from your monthly billing statement. Please detach the coupon and used the enclosed envelop to mail your payment to the indicated address. If the payment coupon is not available, please write your account number on the check. Writing your account information on the check is important for us to apply your payment to your account accurately.


Finance Customer

- Please write your account number on the check and

mail to:

Regular Mail Address

Overnight Mail (via UPS, FedEx, USPS) Address

Hyundai Motor Finance

P.O. Box 650805

Dallas, TX 75265-0805

Hyundai Motor Finance

Box 650805

1501 North Plano Rd., Suite 100

Richardson, TX, 75081

IMPORTANT: Please do not use the overnight address for regular mail payments, as this may delay the processing of your payment


Lease Customers - Please write your account number on the check and send the mail to:

Regular Mail Address

Overnight Mail (via UPS, FedEx, USPS) Address

Hyundai Motor Finance

P.O. Box 660891

Dallas, TX 75266-0891


Hyundai Motor Finance

Box 660891

1501 North Plano Rd., Suite 100

Richardson, TX, 75081

IMPORTANT: Please do not use the overnight address for regular mail payments, as this may delay the processing of your payment


Make a Payment with a Fee

Pay via Phone

You can call our call center and make a payment. Please note the services are provided through our payment processing vendor, ACI. You can review ACI's Terms and Conditions on their website. We have two options for pay via phone as below: 


Automated Phone System

Live Phone Representative

Call 866-498-4455. Please have your Hyundai Motor Finance account and banking information ready. There is a fee of $3.95 per payment to use this service.

Call 866-498-4455. Please have your Hyundai Motor Finance America account and banking information or debit card ready. There is a fee of $7.95 per payment to use this service.

It is not possible to use a credit card to directly pay your bill with Hyundai Motor Finance. However, you may pay with Debit using Visa or MasterCard through Western Union Quick Collect. Fees and restrictions apply. You can also use Western Union Quick Collect at (800) 634-3422. Please have your Hyudai Motor Finance account number as well as the following payee information:


Payee: Hyundai Motor Finance

City Code: Hyundai Motor Finance

State Code: CA

There is a fee to use this service


Pay In Cash


You can pay in cash via Western Union or MoneyGram. Western Union or MoneyGram will charge you a convenience fee for these services. Hyundai Motor Finance may retain a portion of this fee. When using these "cash only" locations, please reference your billing statement to ensure you have the correct account number and codes. Please refer to MoneyGram or Western Union for Processing times as they are external payment options.


Western Union

MoneyGram

Call 800-634-3422 to find a location. Western Union will require the following information to process your payment:

Pay to: Hyundai Motor Finance

City Code: Hyundai Motor Finance

State Code: CA

Call 800-666-3947 to find a location. MoneyGram will require the following information to process your payment:

Company: Hyundai Motor Finance

Use Code: 3814

Receive Code: 3814


Can I post-date a payment?

Hyundai Motor Finance does not accept post-dated payments in the mail. Payments made via www.hmfusa.com or over the phone using a bank account and routing number may be scheduled in advance. Note: ATM/Debit card payments cannot be post-dated or scheduled in advance.

Can another party make a payment on my account?

Any individual has the ability to make a payment on a Hyundai Motor Finance account provided they are an authorized signer on the bank account being used. The individual must provide the Hyundai Motor Finance account number, payment information, and specify the amount they will be paying.

Is there a minimum or maximum amount for one-time payments?

Pay via Website or Automated Phone System

Pay via Live Phone Representative

The maximum amount that can be processed at one time is $25,000

The minimum amount is $1. The maximum amount that can be processed at one time is $2,999.99


How long will it take for a payment to post to my account?

Payments will post to your Hyundai Motor Finance account for the selected scheduled date if submitted prior to 8pm Eastern time on any day. Payments submitted after 8 p.m. Eastern time will be posted to your account on the next business day. It may take up to 24 hours from the posting date for the payment to be reflected in your online payment history. It may take up to 5-7 days for your payment to be reflected in your bank account. For issues concerning your bank account, please consult your bank or financial institution if necessary.

How is interest calculated on my account?

Finance Customer

Lease Customer

We calculate simple interest on finance accounts based on a daily per diem (Per Diem = Daily Interest). The daily per diem is calculated based on the current principal balance, interest rate, and the number of days since your last payment.


No Per Diem is calculated on lease accounts.

Can I refinance my account with Hyundai Motor Finance?

Hyundai Motor Finance does not offer refinancing at this time. For alternate options, please visit your financial institute or nearest dealership or visit our Featured Offers page for exclusive deals.

May I schedule my autopay for more (or less) than my regular monthly payment?

You may schedule your automatic payment for an amount that is more than your regular monthly payment amount, but not less than your regular payment amount.


Create an account or log in and enroll in Autopay to set up your recurring* payments.


* Please note that Autopay will continue to draft the payment amount selected until:


Your account is fully paid off. Your autopay schedule will automatically end after payoff.

or

Your selected autopay schedule ends.

or

Until you cancel your autopay via www.hmfusa.com


If you live in a state that has property tax, autopay will not draft the added due amount.

When can I set up my recurring autopay?

Your account must be current. Recurring payments may be set up via your online account by 8pm EST on your due date or any date before your payment is due.


* Please note that Autopay will continue to draft the payment amount selected until:


Your account is fully paid off. Your autopay schedule will automatically end after payoff.

or

Your selected autopay schedule ends.

or

Until you cancel your autopay via www.hmfusa.com


If you live in a state that has property tax, autopay will not draft the added due amount.

Why am I having trouble setting up my Autopay?

The following may be reasons why you may not be able to schedule an automatic payment:

  • You have less than 3 payments remaining on your account.
  • Your account may be past due. Once the account is brought current, you may schedule a recurring payment.
  • There may have been multiple returned payments. You may be eligible to resume using automatic payments after making three consecutive on-time payments.

Can I change my Autopay schedule or bank information?

You may cancel your AutoPay schedule and create a new Autopay schedule with updated information by visiting the Payments section of our website.

Will my Autopay automatically stop at the end of my contract or when I pay off my vehicle?

No. After setup, the recurring payment schedule will continue to draft the payment amount selected until the scheduled end date unless it is cancelled* by you. It is recommended to set up recurring payments for the original term of your contract. Additionally, it is your responsibility to stop any recurring payments set up through a dealership, third party bill-pay service or your financial institution.


*You may cancel your Autopay at any time online. If you live in a state that has property tax, autopay will not draft the added due amount.

What can I do if I’m experiencing financial hardship?

Eligible customers may request a one-month payment deferment through our website. Please click here for additional details and to submit your request.

Why didn't my scheduled recurring auto-pay payment go through?

AutoPay may fail to draft for any of the following reasons: 


  • Wrong payment details were entered. Please double check your ABA (routing number) and account #.
  • A payment was attempted but failed: Review your bank statement to determine if the payment has posted. If the payment was reversed by your bank, contact your bank.
  • Your recurring payment was scheduled to end: Prior to the end of any recurring payment schedule, an email will be sent to the email address entered upon recurring payment schedule setup. Review your email inbox including your junk or spam folder to determine if an email has been received.
  • Your recurring payment schedule has been cancelled.
  • If your recurring payment schedule was set up through a dealership, bank, or other third party bill-pay service, contact them for information. If your recurring payment schedule was set up through Hyundai Motor Finance, Contact Us for more information.

Why am I being charged Property/Excise Tax on a leased vehicle?

Any costs associated with the operation of the vehicle are your responsibility. This includes personal property tax which is charged based on your garaging/registration address and may also be referred to as excise tax, ad valorem, or motor vehicle tax. If you believe you are exempt from property tax or have been charged incorrectly, contact your local tax authority to determine if you are eligible for exemption or abatement.

*If you live in a state that has property tax, auto-pay will not draft the added due amount. It is your responsibility to ensure that all payments made are sufficient to cover any Property tax balance.

Why did my sales tax amount change?

Sales tax amounts for lease accounts may be changed in accordance with state laws or as a result of a change to the garaging/registration address on your account. In certain states, other fees that may have been assessed to your account are subject to sales tax. If you believe your sales tax has been changed in error or would like more information Contact Us

Can I Make a principal only payment?

Payments greater than $2500

Payments under $2500

Payments greater than $2500 are automatically applied first to the monthly invoice in the amount that is due (to keep the account current) and the remainder to principal only.

Payments under $2500 are applied first to past due amounts or fees, then to your monthly payment, then to fees due. With any overage left: it will be applied & will reduce your principal balance by the overage amount.

I've been affected by a natural disaster. Do you offer payment relief?

We are prepared to help. Assistance may be available if you suffered damages from a previous, federally declared disaster. Please click here for additional details and to submit your request.

Statements


Can I receive my monthly billing statements electronically?

Yes! If you go paperless, you will receive an email notification when your monthly statement is available for viewing online. To enroll:

 

  • 1. Login to your HMFUSA.com account
  •  

  • 2. Click My Account
  •  

  • 3. Select the My Profile tab
  •  

  • 4. Choose the Paperless Statements checkbox

 

Note: When you sign up for automatic recurring payments, you will automatically be enrolled in our Paperless program, as well as enjoy the ease of having your payment automatically debited from your bank account each month.

How do I view my billing statement online?

  • 1. Login to your HMFUSA.com account
  •  

  • 2. Click Payments
  •  

  • 3. Select the Statements tab

 

Once you see your billing statement online, you may also print and/or save a copy for your records. Your previous 12 months statements are available online.

When will my most recent billing statement be available?

Your billing statement is available online approximately 20 days before your payment due date. You should receive a billing statement from Hyundai Motor Finance approximately 10 days before your due date. You can sign up to receive an e-mail alert when your statement is available for viewing online:

 

  • 1. Login to your HMFUSA.com account
  • 2. Click My Account
  • 3. Select the My Profile tab
  • 4. Choose Email Alerts and check the box next to My Statement is Available to View Online

What should I do if I do not receive my first monthly billing statement?

You should view your statement online to determine if it has been generated, and verify the statement address is correct.

 

To register online for the first time:

 

 

  • 1. Register here or click the Not Registered? link from the homepage
  •  

  • 2. You will need the following information to register your account:
    • Your account number
    • Last 4 digits of your Social Security Number
    • Date of birth
    • Valid email address

 

To view your billing statement online:

 

  • 1. Login to your HMFUSA.com account
  •  

  • 2. While logged in, at the top of the page, click Payments
  •  

  • 3. Select the Statements tab

 

To update your address:

 

  • 1. Login to your HMFUSA.com account
  •  

  • 2. While logged in, at the top of the page, click My Account
  •  

  • 3. Select the My Profile tab
  •  

  • 4. Choose Account information to make any necessary changes to your mailing, billing, and/or garaging address for lease vehicles
  •  

  • 5. Click Save

Why does my statement show that multiple payments are due?

There are several possible reasons for multiple payments being due:

 

  • The total amount due includes fees or charges not included with your regular monthly payment amount. The statement may have been printed prior to receipt of the most recent payment. Review your payment history online to compare the statement date with the date of your payment.
  •  

  • The payment may have been reversed or returned: Review your bank statement to determine if the payment has posted. If the payment was reversed by your bank, contact your bank.
  •  

  • The payment may be missing or misapplied. Contact Us so that we may attempt to locate your payment. Please have the following information where applicable:

     

    • Confirmation number
    •  

    • Check number
    •  

    • Payment amount
    •  

    • Payment submission date
    •  

    • Payment posting date from your bank account

Apply for Credit


What information do I need to provide on my online credit application?

You will need to provide some basic  information such as: personal identification, contact, and income information. We value your privacy and security, our online Privacy Policy explains how we protect your privacy while using our website.

What happens once I complete the online application process?

Within minutes, you’ll receive a credit decision. If approved, you will receive an Approval Certificate, valid for 30 days from the date it’s issued, which you can use at the Hyundai dealer that you selected in your credit application. The Hyundai dealer you selected may also contact you to schedule an appointment or to discuss your financing needs.

 

In some cases, Hyundai Motor Finance and the dealer you selected to apply for credit with may need more information to finalize a credit decision. You will be provided with additional instructions should this be the case.

Why did I get a message saying I cannot use the online credit application?

Your selected dealer is not participating in the online credit application program. You can visit your local Hyundai dealer to apply in person or choose another dealer and apply online.

How will the final sales price be determined?

The website and the online credit application lists the manufacturers suggested retail price (MSRP). The final vehicle price will be agreed upon by you and the dealer.

FICO® Score


What is a FICO® Score?

A FICO® Score is a three-digit number that is used by lenders to evaluate your credit risk based on your credit history at a particular point in time. It influences the credit that is available to you, as well as the terms that can be offered when a credit decision is made.

 

It is also commonly referred to as simply a "credit score" or "credit rating."

 

View our available Frequently Asked Questions About the FICO® Score (PDF) publications for more detailed information about the FICO® Score, credit, and how they affect your financial health.

Can Hyundai Motor Finance show me my FICO® Score?

Yes. Hyundai Motor Finance allows you to view your FICO® Score through your online account -- just one of the many perks of doing business with Hyundai Motor Finance!

Do I have to pay to see my FICO® Score through Hyundai Motor Finance?

No. This is an entirely complimentary benefit provided to our customers.

What are the requirements for viewing my FICO® Score through my HMFUSA.com account?

You must:

 

  • 1. Have an existing and active finance or lease contract with Hyundai Motor Finance
  •  

  • 2. Be the primary account holder for your Hyundai Motor Finance account (as determined by the account owner on the vehicle finance or lease contract)
  •  

  • 3. Have sufficient credit history to allow calculation of a score

Do I need to provide any other information to enroll?

You only need to opt in at enrollment; no additional information is needed. Your FICO® Score is automatically pulled quarterly using some of your Personally Identifiable Information for the purpose of managing your account with us, and this score is now being made available for you to see as well.

 

It should be noted that all Personally Identifiable Information used in this way is intended solely to retrieve your FICO® Score and remains protected under the terms of our Privacy Policy.

How do I access my FICO® Score through Hyundai Motor Finance?

Your FICO® Score can only be accessed through your HMFUSA.com online account.

 

Follow these steps to access your FICO® Score:

 

  • Create or login to your HMFUSA.com online account
  •  

  • On the Account Summary page, click the "FICO® Score" image located on the right side of the page
  •  

  • You must opt in by checking the box to accept the "Terms & Conditions," then click Enroll Now
  •  

  • Your FICO® Score (if available) will now automatically appear in the FICO® Score display section on your Account Summary page!

 

Feel free to opt out at any time by going to the "My Profile" tab, selecting the "Preferences" bar, and unchecking the box stating View My FICO® Score Online.

How often will my FICO® Score be updated through my HMFUSA.com account?

Your FICO® Score will update automatically on a quarterly basis (approximately every 90 days) for as long as you have an active finance or lease contract with Hyundai Motor Finance. Check back each quarter to see your most current score.

Which credit agency provides the FICO® Score for my HMFUSA.com account?

Hyundai Motor Finance has partnered with FICO and Experian to provide you with your FICO® Auto Score 8 based on Experian data.

 

You also have the right to obtain a free credit report annually from each of the three major consumer reporting agencies. To request a copy of your credit report from all agencies, please visit AnnualCreditReport.com

I have multiple people on my HMFUSA.com account. Can we all view our FICO® Scores?

Unfortunately only the primary account owner as determined by the terms of the finance or lease contract can access his or her FICO® Score.

Why don't I see an option to see my FICO® Score after login?

The option to access FICO® Scores will only appear to customers who currently have a FICO® Score on file that can be retrieved. Customers who have recently purchased or leased a vehicle with us will most likely not have a score available at this time. Once customers are registered in our database as a FICO® Score program participant, we will be able to provide a quarterly score within 90 days.

 

If this is the case, check back with your HMFUSA.com online account on a later date. We update our database of participants every quarter, and the option should automatically become available within approximately 90 days.

I've opted in to see my FICO® Score. Why isn't my score showing?

It is likely that you do not have sufficient information in your credit file or do not fulfill the minimum requirements to have a FICO® Score.

 

Refer to our available Frequently Asked Questions about the FICO® Score (PDF) publication for information on how you can meet the minimum eligibility requirements.

For how long can I view my FICO® Score?

The FICO® Score program will remain available to customers and updated quarterly for up to a year after the completion of your finance or lease contract with Hyundai Motor Finance.

 

After that time, if you have no other active contracts on your account, you will no longer be able to access your FICO® Score through your HMFUSA.com account.

Why is the FICO® Score on my HMF account different from other sources?

There are many different credit scores available to consumers and lenders. FICO® Scores are the credit scores used by most lenders, but different lenders (such as auto lenders and credit card lenders) may use different versions of FICO® Scores. In addition, FICO® Scores are based on credit file data from a particular consumer reporting agency, so differences in your credit files may create differences in your FICO® Scores.

 

The FICO® Auto Score 8 based on Experian data that is being made available to you through this program is the specific score that we use to manage your account. When reviewing a score, take note of the date, consumer reporting agency, credit file source, score type, and range for that particular score.

 

For more information on the various factors that contribute to your FICO® Score, refer to our available Frequently Asked Questions About the FICO® Score (PDF) publication.

My FICO® Score has come by mail in the past. Can I still get it by mail?

Unfortunately we have discontinued the FICO® Score program via mail. It has since migrated entirely online and is only accessible through your HMFUSA.com online account. We apologize for any inconvenience.

 

Fortunately, opting in is fast, easy, and free through your HMFUSA.com online account!

Where can I get more information about the FICO® Score?

View our available Frequently Asked Questions About the FICO® Score (PDF) publications for more detailed information about the FICO® Score, credit, and how they affect your financial health.

Whom can I contact if I have questions about my FICO® Score?

Because your FICO® Score is based on the information in your credit report, it is very important to make sure that the credit report information is accurate. You may get a free copy of your credit report annually. To request a copy of your credit report, please visit AnnualCreditReport.com.

 

Please note that your free credit report will not include your FICO® Score. If you have questions on your report, you can contact Experian at 888-397-3742.

 

DISCLAIMER: FICO® Score: FICO® Score access only available online for those customers who provide opt-in consent through their account at HMFUSA.com. Program participants will receive from Hyundai Finance, starting within 120 days of the finance contract date, on a quarterly basis, notification of their FICO® Score. Such FICO® Score is based on data from Experian for account management purposes, and may be different from other credit scores (including a score you may receive from another lender for similar financing). FICO® Scores are delivered only to Primary signers on the finance contract, who have an available FICO® Score. Hyundai Finance and other lenders may use different pieces of credit information like a FICO® Score, other credit scores and additional credit-related information when making credit decisions. Offer subject to availability; this benefit may change or end in the future at Hyundai Motor Finance’s sole discretion. The FICO® Score provided to you is the FICO® Auto Score 8 based on Experian data, and is the same score that Hyundai Finance uses, along with other information, to manage your account. FICO® Score and associated educational content are provided solely for your own non-commercial personal educational review, use and benefit. The credit file used to create your FICO® Score is continuously updated, and this FICO® Score may not reflect the most current data on your credit file. Hyundai Finance and Fair Isaac are not credit repair organizations as defined under federal or state law, including the Credit Repair Organizations Act. Hyundai Finance and Fair Isaac do not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. You have the right to obtain a free credit report annually from each of the three major consumer reporting agencies. To request a copy of your credit report, please visit: http://www.annualcreditreport.com.

 

FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries.

Payoffs and Titles


How can I obtain a payoff/buyout quote?

A payoff/buyout quote can be obtained online or over the phone. On retail accounts, a payoff quote is provided on every statement. Login and click the Pay My Bill Now button and select the Payoff Quote tab to obtain a payoff/buyout quote online or Contact Us to request a payoff quote using our automated phone system or a Customer Service agent.


Lease customers who have their vehicle garaged/registered in any of the following states: Colorado, Indiana, Pennsylvania, District of Columbia, Florida, South Dakota, Hawaii, or South Carolina will need to contact any  licensed dealer in your garaging/registration state to obtain your lease buyout quote.

Where do I mail my payoff check?

Retail Customers
Mail a check or money order for the full payoff amount, along with your account number, to:


  • Hyundai Motor Finance
    P.O. Box 650805
    Dallas, TX 75265-0805


Or overnight:


  • Hyundai Motor Finance
    Box 650805
    1501 North Plano Road Suite 100
    Richardson, TX 75081


We will mail the title or lien release to the primary address on record for the the account. Please let us know if you would like us to mail the release to a different address by contacting us at (800) 523-4030. To mail the title or lien release to a third-party, the primary account holder must provide written authorization.


Lease Customers
Lease payoff checks must be made payable to Hyundai Motor Finance Mail a check or money order for the full payoff amount, along with your account number, and a completed Odometer Disclosure Statement to:


  • Hyundai Motor Finance
    PO Box 660891
    Dallas, TX 75266-0891


Or overnight:


  • Hyundai Motor Finance
    Box 660891
    1501 North Plano Road Suite 100
    Richardson, TX 75081


Note: The odometer statement is required to complete the processing of your payoff. In North Carolina, Massachusetts, Rhode Island, and Connecticut, we will mail a bill of sale which will need to be signed and faxed/mailed back for title release.

Are there any penalties/discounts for paying off my retail or lease account early?

No, retail and lease accounts may be paid off at any time without a penalty.

How is the payoff calculated on a retail account?

The payoff is calculated on the current principal balance. The payoff amount will include interest for 21 days from the date the payoff is quoted. Any overpayment refund will be issued within 15 business days. Payoffs may include outstanding fees (late fees, returned check fees, etc.) owed on the account.

How long will it take to receive my new lien free title after my account is paid off?

Retail payoffs:

Payoffs made with non–certified funds, such as online, over the phone, or personal checks in the mail, the title will be released 10 days after the date the full payoff amount is applied to the account. For payoffs made with certified funds or a cashier’s check, the title will be released within 5 days after the date the full payoff amount is applied to the accountor atany earlier time, if required by applicable state law.



• For customers in states with electronic titles, titles will be released electronically to your state. The title will be mailed automatically by the DMV to your address that we provide to them. You may contact your local DMV for approximate mailing time frames.


Lease buyouts:

Title will be mailed to the primary address on record for your account when the full buyout amount and an odometer statement is received. In North Carolina, Massachusetts, Rhode Island, and Connecticut, we will mail you a bill of sale which will also need to be signed and returned to us to release your title.


If the state associated with the garaging/registration address uses an electronic title, you will receive a paid-in-full letter instructing you to visit the DMV and request a paper title. You will be charged a fee by the DMV.

Can I make my payoff/buyout online?

Retail Accounts:
Payments maximums made online vary from state to state. Payoffs may need to be made in separate transactions or using a different payment method. For questions Contact Us


Lease Accounts:
In certain states, payments of up to $25,000 may be made online. Contact Us to determine whether your payoff/buyout may be made online and for important documentation requirements.

I've moved out of state. How can I register my vehicle?

Upon moving out of state, registering your vehicle for the first time may require additional documentation from Hyundai Motor Finance. Our State-to-State Transfer is the process of transferring your title from one state to another as a result of a move. Completion of this process allows you to register your vehicle in your new home state.


To begin the State-to-State transfer process:


  • 1. Contact your local DMV for instructions. They may provide you with a form to fill out. If no form is available, send us a written request - more information in step 3.

  • 2. Update the address on your account online.

  • 3. If the DMV requires documentation from Hyundai Motor Finance, fax your written request or form provided by the DMV to (714)368-7844. The request must include:


    • Your Hyundai Motor Finance account number
    • The VIN of your vehicle
    • A callback number for you
    • The state you are moving from
    • Your new address
    • The name, address, phone, and fax number of the DMV where the documents need to be sent
    • A list of documents being requested, which may include the title, a letter of permission, a limited power of attorney, etc.

  • 4. If you prefer to mail your request, you may mail it to:


    • Hyundai Motor Finance
      Attn: Titles Department
      6100 W. Plano Pkwy., Ste 2000
      Plano, TX 75093

Regarding the state-to-state transfer process, please be aware of the following processing times:


  • 1. If your current title is paper, we will send the documents to the DMV within 10 business days of your request via FedEx 2-3 day shipping.

  • Paper Title Programs

    RetailLease
    OR, WY, UT, NM, ND, AR, IL, IN, TN, MS, AL, WV, ME, VT, NH, MA, RI, CT, NJ, DE, MD, HI, AK, WA, CO, IA, OHAll states with the exception of SD


  • 2. If your current title is electronic, we will need to request that your original state print the title and mail it to us. The entire process can take 4-6 weeks. The length of time it takes for us to receive the paper title is determined by the state. Please contact the DMV in your previous state for more information.


  • Electronic Title Programs

    RetailLease
    CA, ID, NV, AZ, SD, NE, TX, LA, WI,MA, PA, VA, NC, SC, GA, FLSD


  • 3. We recommend you stay in contact with your DMV to confirm they have received the requested documents. Every DMV is different. When they receive the documents we have sent them, they may not contact you immediately. Additionally some DMV's have a limited period of time during which they will hold the documents.

What is a purchase option fee?

The option to purchase the leased vehicle typically at the scheduled end of the lease term for a fixed price plus a predetermined purchase option fee. Refer to the lease contract for specific terms and conditions.

Are you experiencing Vehicle Title processing delays? (title release, state transfer, name change, etc.)

State Departments of Motor Vehicles (DMVs) are experiencing processing delays, due to office closures, limited staffing, appointment requirements, and ongoing mail latency. Processing times  are ranging from 45 to 180 days for a number of requests, including title processing, state transfers, name changes, printing titles, and mailing paid-in-full titles.

Title Services


Retail Payoff

When a retail finance account is paid in full, we will notate our lien release on the vehicle’s title and mailed it the primary address on record for your account.

  • Payoffs made with non–certified funds (such as online, over the phone, or personal checks in the mail):
        o    The title will be released within 15 business days after the date the full payoff amount is applied to the account.
  • Payoffs made with certified funds or a cashier’s check:
        o    The title will be released within 10 business days after the full payoff amount is applied to the account.
  • Release times may vary, if required by an applicable state regulation.
          
    Alaska1 Business Day
    New York1 Business Day
    District of Columbia3 Business Days
    Massachusetts3 Business Days
    Tennessee3 Business Days
    Pennsylvania5 Business Days
    Missouri5 Business Days
    Oklahoma7 Calendar Days
    Ohio7 Calendar Days


For customers in states with electronic titles:
We will notify your state DMV to notate our lien release on the vehicle’s title.  The DMV will then mail out the title free and clear of our lien.  You may contact your local DMV for approximate mailing time frames.  We will send you a paid-in-full letter which will also include instructions to visit the state DMV and request a new paper title in the event you need to do so.

Lease Buyout Title

When you buyout your leased vehicle, the title will be mailed to the primary address on record for your account when the following are received:

  • Buyout amount (request a buyout quote by logging into your account)
  • Completed Odometer Statement (complete an Odometer Statement electronically)   


In addition: 

  • Vehicles garaged in North Carolina, Massachusetts, Rhode Island, or Connecticut:
          o     A Bill of Sale be mailed to you to be signed and returned to us to release your title.
  • Vehicles garaged in Illinois:
          o     An IL ST-556 Form will be mailed to you to be signed and returned to us to release your title.


You can also log into your account and complete the necessary forms (Odometer statement and Bill of Sale) through the document request page.  Please allow up to 3 business days for processing once we receive all required documents.
Release times may vary, if required by an applicable state regulation, once all required documents are received.

Alaska1 Business Day
New York1 Business Day
District of Columbia3 Business Days
Massachusetts3 Business Days
Tennessee3 Business Days
Pennsylvania5 Business Days
Missouri5 Business Days
Oklahoma7 Calendar Days
Ohio7 Calendar Days

I've moved out of state. How can I register my vehicle?

Upon moving out of state, registering your vehicle for the first time may require additional documentation from Hyundai Motor Finance. Our State Title Transfer process consists of transferring your title from one state to another as a result of a move. Completion of this process allows you to register your vehicle in your new home state.

Important:
If you are requiring a name change on the title, and also in need of a state transfer process, please choose and proceed only with the State Transfer process. 


To begin the State Transfer process:


1.     Update all applicable addresses on your account online.
2.     Contact your local DMV for instructions. The DMV may provide you with a form to fill out. If no form is available, you may send us a written request. The request must include:

  • o   Your Hyundai Motor Finance account number
  • o   The VIN of your vehicle
  • o   A callback number for you
  • o   The state you are moving from
  • o   Your new address
  • o   The name, address, phone, and fax number of the DMV where the documents need to be sent
  • o   A list of documents being requested, which may include the title, a letter of permission, a limited power of attorney, etc.

  • 3.     Choose one of the following methods to provide documentation:


  • a.     Log in to your account, and initiate the State Title Transfer Process and submit required documents

  • b.     Fax your written request or form provided by the DMV to (714) 368-7844.
    • The request must include:

  • o    Your Hyundai Motor Finance account number
  • o    The VIN of your vehicle
  • o    A callback number for you
  • o    The state you are moving from
  • o    Your new address
  • o    The name, address, phone, and fax number of the DMV where the documents need to be sent
  • o    A list of documents being requested, which may include the title, a letter of permission, a limited power of attorney, etc.

  • c.     Mail your request to:

  • Hyundai Motor Finance
  • Attn: Titles Department
  • 6100 W. Plano Pkwy., Ste 2000
  • Plano, TX 75093


  • IMPORTANT:

    Regarding the State Title Transfer process, please be aware of the following processing times:


    • If your current title is paper, we will send the documents within 10 business days of your request.

    • Paper Title Programs

      RetailLease
      OR, WY, UT, NM, ND, AR, IL, IN, TN, MS, AL, WV, ME, VT, NH, MA, RI, CT, NJ, DE, MD, HI, AK, WA, CO, IA, OHAll states with the exception of SD

    • If your current title is electronic, we will need to request that your original state print the title and mail to us. The entire process can take 4-8 weeks. The length of time it takes for us to receive the paper title is determined by the state. Please contact the DMV in your previous state for more information.

    • Electronic Title Programs

      RetailLease
      CA, ID, NV, AZ, SD, NE, TX, LA, WI,MA, PA, VA, NC, SC, GA, FLSD

    • In the below states our customer holds the title.  Please locate the title that you received from your original state to take to your new state’s DMV. If you do not have your original title, you will need to apply for a duplicate title and then surrender it to your new state.
    • MO, MI, OK, MD, KS, KY, NY, MT, MN

    • We recommend you stay in contact with your DMV to confirm they have received the requested documents. Every DMV is different. When the DMV receives the documents we have sent, they may not contact you immediately. Additionally, some DMV locations have a limited period of time during which they will hold the received documents.

    I have changed my name. How can I update this on my account?

    You may submit a request online to correct or update your name:


  • 1. Log in to your HMFUSA.com account

  • 2. While logged in, at the top of the page, click My Account

  • 3. Select the My Profile tab

  • 4. Choose Account information to update your name

  • 5. Upload supporting document(s)
    • Marriage Certificate
    • Divorce Decree
    • Court Documents


  • 6. Once documents are received, please allow up to 5 business days for your request to be reviewed and processed
    • Important: Driver’s licenses or others forms of ID will not be accepted

    How do I update my name on the Certificate of Title?

    You may submit a request online to update your Certificate of Title:

    1. Update your name in the My Profile tab

    2. Once you upload your proof of name change document(s) select the check box, “Apply this name change to Title as well”

    3. Enter your local DMV or Tax office name, address, phone and fax number

    IMPORTANT:

    Regarding the Name Change process, please be aware of the following processing times:

    • If your current title is paper, we will send the documents to the provided DMV or Tax office within 10 business days of your request.

    • If your current title is electronic, we will need to request that your title be printed and mailed to us.  The entire process can take 4-8 weeks.  The length of time it takes for us to receive the paper title is determined by the state. Please contact your local DMV or Tax Office for more information.

    • If you reside in the following states, you hold your title.  Please locate the title you received from the state to take to the DMV or Tax Office.  If you do not have your original title, you will need to apply for a duplicate title.

        o    States where the customer holds the title: MO, MI, OK, MD, KS, KY, NY, MT, and MN

    • We recommend you stay in contact with your DMV or Tax Office to confirm they have received the required documents.  Every DMV is different.  When the DMV receives the documents we have sent, they may not contact you immediately.  Additionally, some DMV or Tax Office locations have a limited period of time during which they will hold the received documents.


    How do I remove a name from a Certificate of Title on a retail account?

    If you have a joint account, it is possible to provide consent for a name to be removed from the Certificate of Title if one of the account holders:

    • is deceased

    • has a suspended driver's license

    • is incarcerated

    • is medically indisposed


    Please note that in the case of an account holder who is incarcerated or has a suspended license, the request must be received from the person whose name is to be removed or their appointed individual with Power of Attorney. If you choose to remove your name from a Certificate of Title, you are relinquishing all of your rights and ownership interests to the vehicle. Even if your name is removed from a Certificate of Title, you will continue to be fully responsible for the debt and all other obligations under your contract. As such, please carefully consider your request to remove your name from the Certificate of Title.

    To request that a name be removed from the title, please:


    • Log in to your account, and initiate the Name Removal process and submit required documents OR

    • Fax a written request with a detailed explanation of your request, your HMF account number, the name address, phone and fax number of your local DMV or Tax Office, and any supporting documentation (proof of suspended license, legal documents for incarceration, death certificate, letter from physician, DMV paperwork, Power of Attorney, will or probate, etc.)
      Fax to:
      (844) 309-3167 Attn: Titles Department OR

    • Mail to:

          o   Hyundai Motor Finance
              Attn: Titles Department
              6100 W. Plano Pkwy., Ste 2000
              Plano, TX 75093


    Note the address provided above is different from the payment address printed on your monthly statement.

    Change in Ownership/Transfer of Equity (TOE)

    • The DMV will require an Odometer Disclosure Statement with any title transfer and a complete change in ownership for Oregon customers.
    •     o   This applies to vehicle model years 2011 or newer, and no longer applies once the vehicle is 20 years old or older


    IMPORTANT:
    Regarding the Name Removal process, please be aware of the following processing times:

    • If your current title is paper, we will send the documents to the provided DMV or Tax office within 10 business days of your request.
    • If your current title is electronics, we will need to request that your title be printed and mailed to us.  The entire process can take 4-8 weeks.  The length of time it takes for us to receive the paper title is determined by the state. Please contact your local DMV or Tax Office for more information.
    • If you reside in the following states you hold your title.  Please locate the title you received from the state to take to the DMV or Tax Office.  If you do not have your original title, you will need to apply for a duplicate title.  States where the customer holds the title: MO, MI, OK, MD, KS, KY, NY, MT, and MN.

    We recommend you stay in contact with your DMV or Tax Office to confirm they have received the required documents.  Every DMV is different.  When the DMV receives the documents we have sent, they may not contact you immediately.  Additionally, some DMV or Tax Office locations have a limited period of time during which they will hold the received documents.

    Leasing & Lease-End


    How can I renew the registration on my leased vehicle?

    Because Hyundai Motor Finance is the owner of leased vehicles, some DMV s may require a limited power of attorney for registration renewal. Contact Us to request a limited power of attorney.


    In some states, HMF may receive the Registration Renewal notice and/or tags by mail. Once we have received the registration renewal/tags, we well forward them to the address on your account.

    How can I use personalized license plates on my leased vehicle?

    If using existing license plates, you’ll need a plate release letter from Hyundai Motor Finance. Fax a written request for a plate release letter to (714) 965-3972. The request must include your HMF account number and the license plate number you’re requesting including any applicable symbols.


    If you need to order new plates, you’ll need a letter of permission from HMF. Fax a written request for a letter of permission to (714) 965-3972. The request must include your HMF account number and the license plate number you’re requesting including any applicable symbols.


    Please allow 24-72 hours from when your request is received to process and allow 7-10 business days for requested items to arrive via mail.

    What is residual value?

    Residual value is the value of the vehicle at the end of the scheduled lease term, as estimated or assigned at lease signing. This value is used in calculating the base lease payment.

    Why am I being charged Property/Excise Tax on a leased vehicle?

    Any costs associated with the operation of the vehicle are your responsibility. This includes personal property tax which is charged based on your garaging/registration address and may also be referred to as excise tax, ad valorem, or motor vehicle tax. In the following 13 states, property tax is charged on all tangible property, including the use of motor vehicles




    Other states and localities may also impose taxes. If you believe you are exempt from property tax or have been charged incorrectly, contact your local tax authority to determine if you are eligible for exemption or abatement.
     



    Why did my sales tax amount change?

    Sales tax amounts for lease accounts may be changed in accordance with state laws or as a result of a change to the garaging/registration address on your account. Several states require us to collect sales tax on assessed fees such as late fees, traffic tickets, property tax, etc. If you believe your sales tax has been changed in error or would like more information Contact Us.

    What are my options at the maturity of my lease?

    You may choose to purchase or lease a new vehicle, purchase your current vehicle, or simply return your vehicle.


    Please visit our Lease-End Overview page for a detailed explanation of what you need to do to pursue each of these options.

    Do you offer any benefits for returning customers?

    As a reward for your loyalty, when you lease or finance a new Hyundai with Hyundai Finance within 60 days of returning your lease, your vehicle Turn-in Fee will be covered up to $400. As an additional benefit of your Loyalty Reward, any Excess Wear and Use charges will also be covered up to $500. That’s a total reward of up to $900.

    What steps do I need to take at or near lease-end?

    For your convenience, Hyundai Motor Finance will reach out to you with all of the information on when to act and what to do at all of the crucial milestones in the lease-end process, usually in one or more of the following ways:


    • Keep an eye out for your Lease-End Kit, which will have what you need to know and more, plus some valuable tools for the lease-end process. It will be mailed to you approximately 120 days before your lease maturity date.

    • If returning your vehicle, the first step is to evaluate your vehicle for excess wear and use. View video to see how.

    • This website also features a number of valuable resources to assist with lease-end, including our innovative online Self-Assessment Tool, which will allow you to estimate any potential excess wear and use on your vehicle in just minutes. To get started simply visit the lease-end section of this site.

    • We've also set up a personalized web page dedicated solely to you and your vehicle so you can stay up-to-date on the lease-end schedule. Watch your email inbox for a message with a link to this page.


    At any time you may also reach out to a Lease-End Advisor at (855) 463-5378, Monday - Friday, 8 a.m. - 9 p.m. Eastern with any questions.

    What if I want to turn in my vehicle early?

    You have the option to turn in your vehicle at any time. However returning your vehicle in advance of your scheduled maturity date may be considered an early termination under your lease agreement. Our team of Lease-End Advisors will be happy to help with any questions you may have.





  • We recommend you schedule an appointment to allow for a smoother vehicle return experience and so that we may have. Not scheduling an appointment may result in delayed assistance and longer processing times.




  • You can contact a Lease-End Advisor at (855) 463-5378, Monday - Friday, 8 a.m. - 9 p.m. Eastern.

    What charges should I expect on my End of Term Invoice after I turn in my vehicle?

    The following charges may be included on your End of Term Invoice, if applicable: 


    • Excess wear and use 


    • Excess mileage 


    • Disposition (turn-in) fee When you lease or finance the purchase of a new Hyundai through Hyundai Finance within 60 days of returning your lease, Hyundai will cover your disposition fee, up to $400.


    • Any past due or unpaid monthly payments 


    • Any other fees (e.g. unpaid late payment fees, taxes, tolls)

    Do I need to do anything with my license plates after I turn in my vehicle?

    It varies by state. Please contact your local Department of Motor Vehicles (DMV) office if you have questions about whether this applies to you.

    Do I need to cancel any electronic or automatic payments at the end of my lease?

    Yes. Once your final payment is made, contact your bank or login to your hmfusa.com account and cancel any scheduled recurring payments to avoid ongoing charges.

    How do I purchase my current vehicle?

    Visit our Lease-End Overview and select the "Buy Your Current Hyundai" option on this page for full instructions on how to request a buyout quote.


    If your vehicle is garaged/registered in CO, DC, FL, HI, IN, PA, SD, SC, you will need to contact a Dealership to purchase the vehicle.


    Once you've received your quote, download our Odometer Disclosure Statement. Follow the instructions on the form to fax the completed and signed form.


    • Fax odometer statements directly to (888) 295-8891


    Then mail your payoff check to:


    • Regular Mail:
      Payee must be: Hyundai Motor Finance
      HMF Payment Processing
      PO Box 660891
      Dallas, TX 75266-0891

    • Overnight Mail:
      Payee must be: Hyundai Motor Finance
      Hyundai Motor Finance
      PO Box 660891
      Dallas, TX 75266-0891

    What is a purchase option fee?

    The option to purchase the leased vehicle typically at the scheduled end of the lease term for a fixed price plus a predetermined purchase option fee. Refer to the lease contract for specific terms and conditions.

    Account Updates


    Can I change the due date on my account?

    On retail accounts, the due date can be changed a maximum of 2 times during the contract term, but no more than once per calendar year. It can be changed once online by visiting the My Profile page. The date can be moved up to 20 days beyond the current due date. To change your due date, your account must be current. Lease accounts are not eligible for due date changes.

    How do I update the address on my account?

    To update your address:

     

    • 1. Login to your HMFUSA.com account
    •  

    • 2. While logged in, at the top of the page, click My Account
    •  

    • 3. Select the My Profile tab
    •  

    • 4. Choose Account information to make any necessary changes to your mailing, billing, and/or garaging address for lease vehicles
    •  

    • 5. Click Save

     

    If you have moved out of state:

     

    • You may also be required to process a State-to-State title transfer. Please contact the Department or Bureau of Motor Vehicles in your new state for this information. Refer to the Payoffs and Titles section for more information regarding the State to State transfer process.
    •  

    • Lease customers: There may be a change to your monthly payment amount due to state-specific tax requirements.

    How do I change my email address for paperless statement delivery?

    To change your email address:

     

    • 1. Login to your HMFUSA.com account
    •  

    • 2. While logged in, at the top of the page, click My Account
    •  

    • 3. Select the My Profile tab
    •  

    • 4. Choose Account information to edit your email address
    •  

    • 5. If your email address is also your username, update your username in this section as well.
    •  

    • 6. Click Save

    What should I do if the information on my statement or online Account Summary is inaccurate?

    If the information on your statement or online account summary is inaccurate, please review your contract. If you do not have access to your contract or the information on your contract is accurate, please contact Customer Service at (800) 523-4030 for assistance.

     

    If the information on your contract is inaccurate (i.e. name, SNN, DOB), please fax a written request for the information to be updated to (714) 965-0520. The request must include proof of identification such as social security card, birth certificate, valid driver’s license, state issued ID card, or passport.

    I have changed my name. How can I update this on my account?

    You may submit a request online to correct or update your name:

     

    • 1. Login to your HMFUSA.com account
    •  

    • 2. While logged in, at the top of the page, click My Account
    •  

    • 3. Select the My Profile tab
    •  

    • 4. Choose Account information to update your name
    •  

    • 5. To complete your request, please fax the following documents to (714)965-0520:

       

      • A written request that includes your updated name and HMF account number
      •  

      • For a name change, please include a copy of supporting legal documents (i.e. a court declaration of name change, marriage certificate or divorce decree, or citizenship certificate)
    •  

    • 6. Allow up to 5 business days for your request to be processed

    How do I remove a name from a Certificate of Title on a retail account?

    If you have a joint account, it is possible to provide consent for a name to be removed from the Certificate of Title if one of the account holders:

     

    • is deceased
    •  

    • has a suspended driver's license
    •  

    • is incarcerated

     

    Please note that in the case of an account holder who is incarcerated or has a suspended license, the request must be received from the person whose name is to be removed or their appointed individual with Power of Attorney. If you choose to remove your name from a Certificate of Title, you are relinquishing all of your rights and ownership interests to the vehicle. Even if your name is removed from Title, you will continue to be fully responsible for the debt and all other obligations under your contract. As such, please carefully consider your request to remove your name from Certificate of Title.

     

    To request that a name be removed from the title, please fax a written request with a detailed explanation of your request, your HMF account number, and any supporting documentation (proof of suspended license, legal documents for incarceration, death certificate, DMV paperwork, Power of Attorney, will or probate, etc.) to (714) 965-0520 Attn: Titles Department or mail to:

     

    • Hyundai Motor Finance
      Attn: Titles Department
      6100 W. Plano Pkwy., Ste 2000
      Plano, TX 75093

     

    Note the address provided above is different from the payment address printed on your monthly statement.

    Deceased Customer

    If the deceased is the only account holder and you want to notify us on the deceased’s behalf, please fax us the following documents to (714) 368-7845:

     

    • Copy of the death certificate
    •  

    • Written notice providing your name and contact information and the address where the vehicle is located
    •  

    • Documentation relating to the execution of the will or trust, if any, or appointment of an executor or administrator of the estate

     

    Alternatively, the above documents may be mailed or emailed to:

     

    deceasedaccounts@hcamerica.com

    • Hyundai Motor Finance
      Attn: Back Office
      6100 W. Plano Pkwy Ste. 2000
      Plano, TX 75093

     

    Deceased Customer Team will be in contact within 10 business days. Note that if the account is a joint account or there is a co-signer, the surviving account holder or co-signer continues to be liable for the account. For questions, Contact Us.

    Can I refinance my balloon account through Hyundai Motor Finance?

    Please refer to your balloon financing addendum (signed with your retail installment sale contract) to determine if your balloon account may be refinanced through Hyundai Motor Finance for the Balloon amount. The refinance must be completed no later than 30 days from the date the balloon payment is due. When refinancing a balloon account through Hyundai Motor Finance, an account holder cannot be removed. For additional information contact the Lease-End Servicing team at (855) 463-5378.

    Credit Disputes

    If you would like to dispute the information being reported to the credit bureaus, the request must be received in writing. The request must include the following information:

     

    • Your first and last name
    •  

    • HMF account number
    •  

    • Specific information about the dispute
    •  

    • An explanation of the basis of the dispute
    •  

    • Any supporting documentation required to investigate such as bank statements, cancelled checks, copy of credit reports, etc.

     

    Mail the written dispute to:

     

    • Hyundai Motor Finance
      P.O. Box 20835
      Fountain Valley, CA 92728-0809

     

    Note: You may also submit a dispute to the credit bureaus.

    Website Issues


    What do I need to do to ensure my system is compatible with TLS 1.2?

    To enhance our security online, Hyundai Finance disabled Transport Layer Security (TLS) versions 1.0 and 1.1 on our websites. You may need to complete one of the following steps to ensure your system is compatible with TLS 1.2: update your web browser, operating system or enable TLS 1.2. Click Here to download guide

    How do I register my account online?

    To register online for the first time:

     

    • 1. Register here or click the Not Registered? link from the homepage
    •  

    • 2. You will need the following information to register your account:

       

      • Your account number found on your welcome letter or billing statement, or the Vehicle Identification Number (VIN) found on your finance or lease contract
      • Last 4 digits of your Social Security Number
      • Date of birth
      • Valid email address

    Problems with Registration

    Please confirm that you have entered all information correctly. You must enter the information exactly as it appears on your contract or statement. Please remember that the username and password are case sensitive.

     

    If you need additional help, please contact Customer Service at (800) 523-4030 Mon.-Fri., 8 a.m.-9 p.m. Eastern Time.

    Can I register multiple Hyundai Motor Finance accounts online?

    Yes. If you are the primary account holder or co-signer on multiple accounts with HMF, you may link all of your accounts to your current Username and Password. (Your email address may only be registered once with HMF.)

     

    To link another account, use the following instructions:

     

    • 1. From Account Summary page, locate your account number
    •  

    • 2. Click Add Account
    •  

    • 3. Enter the other account number you would like to link
    •  

    • 4. Enter the last 6 digits of the VIN on the vehicle associated with the account you would like to link
    •  

    • 5. Click Submit

     

    If you do not wish to link your accounts, you will need to have a different username and email address for each HMF account.

     

    How do I switch between my accounts?


    From the Account Summary page, click on your account number and a drop-down menu will appear with all of your linked accounts. 

     

    Select the account you wish to view..

    Forgot Username/Password

    If you have forgotten your password, please select the Forgot Password link on the left hand log in box, or click here. Enter your username, personal information and answer to your Security Question. You will be able to reset your password and log in to your account.

     

    If you have forgotten your username, please select the Forgot Username link or click here. Enter your email address, personal information and answer to your Security Question.

     

    Please note: For your security, your account will be locked after four unsuccessful login attempts. If this happens, you must contact Customer Service at (800) 523-4030 for assistance, Mon.-Fri., 8 a.m.-9 p.m. Eastern Time.

    Forgot Security Answer

    If your name appears on the Account Summary page, Contact Us to request the answer to your security question. If the Account Summary page displays a co-buyer or primary account holder other than you, please have the person whose name is on the online profile contact us to request the answer to the security question. Or, if you are a primary or co-buyer on the contract, register a new online profile with your information. Please note that a different email address must be used for new profile registration.

    Why can't I make a payment online?

    Online payments fail for any of the following reasons:

     

    • The routing number you’ve entered may be invalid: verify that the bank account and routing number you are attempting to use are accurate. If this information is automatically populating, attempt the payment by typing your information in manually.
    •  

    • Multiple payments have failed in the past 90 days: If you have had multiple failed payments in the past 90 days, online payments will be blocked on your account for a certain period of time depending on the reason for the failed payments.
    •  

    • Duplicate payments: To prevent accidental payments, our website does not allow two payments to be made in the same amount on the same day. Check your email to see if you’ve received a payment receipt.
    •  

    • Your vehicle has been returned or repossessed: If you have turned in your lease vehicle or if your vehicle has been repossessed, your online account will not allow payments to be made. If your vehicle was repossessed, but you reclaimed the vehicle, Contact Us for further assistance.
    •  

    • Your account is paid off: The website will not allow payments to be made on paid off accounts.
    •  

    • Stop Payment: If you have previously placed a stop payment to HMF through your bank, your checking account may have a block on it. Please Contact Us to remove the block. We will require full routing and account number.
    •  

    • Your account is in Bankruptcy status: If you have filed for bankruptcy you will be unable to access your account online.

     

     

    Contact Us if none of the above issues apply or you have additional questions or concerns.

    Why am I not receiving email alerts?

    Email alerts may not be received for a number of reasons. Use the following instructions to find out why your email alerts may not be delivered properly:

     

    • 1. Check your junk or spam folder. If your email alerts are delivered to a spam or junk folder in error, add the email address they were delivered from to your address book.
    •  

    • 2. Make sure we have the correct email address for you

       

      • Login, click My Account
      • Select the My Profile tab
      • Choose Account Information
      • Check the email address listed to confirm that it is accurate
    •  

    • 3. Make sure you've signed up for email alerts

       

      • Login, click My Account
      • Select the My Profile tab
      • Choose Email Alerts
      • If the email alerts you would like to receive are not selected, click Edit and check the applicable boxes. Do not forget to click Save when you’re done.
    •  

    • 4. If none of the above applies, Contact Us for more information

    Why is my account locked for 30 minutes?

    This error occurs after you have attempted to log in with an incorrect username or password four times. You will be unable to login or reset your password for 30 minutes. It is not possible for Customer Service to remove this type of lock. Please refer to Forgot Username/Password for reset instructions.

    How do I change my email address, username, or security question?

    • 1. While logged in, at the top of the page, click My Account
    •  

    • 2. Select the My Profile tab
    •  

    • 3. Choose Account Information
    •  

    • 4. Scroll down to locate the Email Address, Username, or Security Question section
    •  

    • 5. Click Edit and enter the desired username
    •  

    • 6. Click Save

    Why is the website slow or unable to load?

    There are a number of variables that could be the cause. Your connection speed may improve if you delete your browsing history, cookies, cache, and temporary Internet files from your selected browser. You might also try to upgrade your browser as older browsers might not offer you the best available speed and security required to view the content.

     

    Please visit one of the following links for additional browser support:

     

     

    Please note that by accessing the links above, you will be taken to a third party web site that is not affiliated with HMF and may offer a different privacy policy and/or level of security. HMF is not responsible for the content, products or services that are offered on other web sites.

    Does Hyundai Motor Finance have a mobile website?

    Yes. When you log on to HMFUSA.com from a mobile device, you will be directed to the mobile friendly version of our site. You will need a smartphone with a data plan and registered online account. Log into the mobile website using the same username and password that you created on our website. On the mobile website, you can make a one-time payment, view your account history, learn about exciting new offers, and more. We are continually adding new features, so stay tuned.

    Military Support


    Who is eligible for relief under the Federal Service Members Civil Relief Act (SCRA)?

    For information to help you determine eligibility under the SCRA, please visit the SCRA Overview page.


    Members of the following groups may be eligible:


    • Army, Navy, Marine Corps, Air Force, and Coast Guard

    • Commissioned officers of the Public Health Service and the National Oceanic and Atmospheric Administration engaged in active service

    • Reservists ordered to report for military service

    • People ordered to report for induction (training) under the Military Selective Service Act

    • Guardsmen called to active service for more than 30 consecutive days


    For additional information or eligibility under the Service Members Civil Relief Act, please visit the SCRA Overview page.

    How do I apply for SCRA relief?

    Please submit the following information to HMF:


    • A written request, including your name and HMF account number

    • The name, address, and phone number (with area code) for the individual who will be driving or caring for the vehicle during your military service, and

    • A copy of your military orders



    You may email, fax, or mail the required documents to:


    • Email: SCRA@hcs.com

    • Fax: 888-780-4423

    • Mail:
      Hyundai Motor Finance
      ATTN: SCRA Request
      4100 Wildwood Parkway
      Atlanta, GA 30339

    Vehicle Protection


    Are there any additional vehicle protection products I can purchase?

    Yes. For more than a decade, Hyundai has led the industry with America’s Best Warranty. Hyundai Protection Plan builds on that commitment with a comprehensive suite of optional vehicle protection products for your Hyundai vehicle. From routine maintenance to unexpected breakdown, damage, or loss, the factory-backed Hyundai Protection Plan products offer coverage that protects you from many expenses resulting from everyday driving.

     

    The following products are available:

     

    • Vehicle Service Contract
    •  

    • Certified Pre-Owned (CPO) Wrap
    •  

    • Term Protection Plus
    •  

    • Pre-Paid Maintenance
    •  

    • Guaranteed Asset Protection (GAP) debt-cancellation waiver
    •  

    • Excess Wear & Use
    •  

    • Theft Protection
    •  

    • Key Replacement Protection
    •  

    • Dent & Ding Protection
    •  

    • Windshield Repair Protection
    •  

    • Appearance Protection
    •  

    • Tire & Wheel Protection
    •  

    • Platinum Vehicle Protection (bundles Dent & Ding Protection, Windshield Repair Protection, and Tire & Wheel Protection)

     

    You can purchase Hyundai Protection Plan additional vehicle protection products at any participating Hyundai dealership. If your selling dealership does not offer Hyundai Protection Plan products, you can call other Hyundai dealerships in your area to find one that does.

     

    Contact a participating Hyundai dealer or visit the Hyundai Protection Plan page for more information.

    Can I add protection products to my vehicle after the initial time of purchase?

    Certain Hyundai Protection Plan additional vehicle protection products such as the Hyundai Protection Plan Vehicle Service Contract can be purchased after you purchase your Hyundai vehicle. Please contact a participating Hyundai dealership or visit Hyundai Protect Plan for details.

     

    Please note that Hyundai Protection Plan products purchased separately from your vehicle purchase or lease cannot be financed through HMF.

    What is the Hyundai Protection Plan Vehicle Service Contract (VSC)?

    Whether enhancing the coverage of a Hyundai vehicle’s factory warranty or providing coverage after the factory warranty expires, the Hyundai Protection Plan Vehicle Service Contract offers comprehensive protection for mechanical repairs, parts, labor, and roadside assistance for your eligible Hyundai vehicle. There are three different levels of protection, allowing you to choose the one that best fits you.

     

    Get the details

    What is GAP?

    Guaranteed Asset Protection (or "GAP") is a debt cancellation waiver or insurance product that is designed to assist with covering the difference between the balance owed on the vehicle financing and the amount of the insurance proceeds received from your automobile insurance carrier in the event of total loss of the vehicle. In some cases, GAP will not cover the entire balance owed on an account. If you leased your vehicle through HMF, GAP is included in your lease, subject to certain conditions set forth in your lease agreement.

     

    Get the details

    How do I cancel or transfer a vehicle protection product?

    You must contact your originating dealership (i.e., the dealership where you bought the car) or the administrator listed on the customer agreement received at time of purchase, as applicable, to cancel the product or policy.

    I cancelled a vehicle protection product. When will the refund be credited to my account?

    The process for HMF to receive the cancellation proceeds may take up to 8 weeks or more. Once such proceeds are received by HMF, the proceeds will be credited to the principal balance or lease balance owed on your HMF account or refunded to you if there is no balance remaining. If funds are applied to your outstanding balance, HMF will not reamortize your account and your monthly payment amount will remain the same. However, your final payment may be less than originally calculated.

    Insurance


    What is Hyundai Power Protect®?

    As a Hyundai Motor Finance customer, you may be able to receive special savings on auto and home insurance through the Hyundai Power Protect® program, offered by Liberty Mutual. Call (888) 761-3727 to speak with a representative or apply online and see how much you can save. With Liberty Mutual, you can get quotes and buy and manage your policies online.

    Mandatory Liability & Property Insurance Requirements

    Financed Vehicles
    You must obtain the minimum coverage required by state law. HMF requires that the deductible on both comprehensive and collision insurance policies be $1,000 or less. The "Loss Payee" on your insurance policy (for financed vehicles) must read:

     

    • Hyundai Motor Finance
      Its Successors and/or Assigns
      P.O. Box 20809
      Fountain Valley, CA 92728-0809

     

    Leased Vehicles
    Please refer to your Motor Vehicle Lease Agreement or Lease Liability Insurance Addendum (if applicable) to see your liability and deductible limits. The "Loss Payee" on your insurance policy must read:

     

    • Hyundai Lease Titling Trust
      P.O. Box 20809
      Fountain Valley, CA 92728-0809

     

    Proof  of insurance can also be faxed to (714) 965-0520

    What should I do if I am in an accident?

    Contact your insurance company to file a claim. You will also need to notify Hyundai Motor Finance about the accident and provide necessary information. If the vehicle is deemed a total loss, your insurance company will contact us.

    What should I do if I receive a check from an insurance company payable to HMF?

    Insurance companies usually issue checks payable to Hyundai Motor Finance and the customer (in order for HMF to endorse the check that is payable to both HMF and the customer, vehicle repairs must be complete and the account must be current). Please mail the check and required documents described below to:

     

    • Hyundai Motor Finance
      Attn: Insurance Repair Check
      4100 Wildwood Parkway
      Atlanta, GA 30339

     

    Required Documents:

     

    • For checks under $500, no paperwork is required
    •  

    • For checks over $501-$6,000, include the insurance estimate, body shop invoice, and pictures of the repaired vehicle. (Pictures are not necessary if repairs were made by a Hyundai dealer.)

         

      • For checks over $6000, include the insurance estimate, body shop invoice or letter stating vehicle repaired per insurance estimate, and picture of repaired vehicle. (Pictures are not necessary if repairs were made by a Hyundai dealer.)

       

    • Please allow 2 business days after we have received the check for company endorsement

    Can I transport my vehicle outside the continental United States?

    You must get approval from Hyundai Motor Finance before taking your vehicle outside of the continental United States.

     

    Retail:  Transport may be approved under the following circumstances:
    Hawaii or Alaska: Permanently or temporarily
    Canada or Mexico: Only temporarily (3 months or less)
    Exception: Permanent transport may be approved if the customer is in the military and has been assigned a permanent change of station.

     

    Lease: The vehicle may only be transported to Hawaii or Alaska. Transport of leased vehicles are not allowed to any other countries.

     

     

    Please complete the Vehicle Transport Request Form and fax it to (714) 965-0520.

                                            Hyundai Motor Finance

                                            PO Box 20829

                                            Fountain Valley, CA 92728

     

    Please allow up to 5 business days to check the status of the Vehicle Transport request.

    Privacy


    Why did I receive a notice regarding my privacy?

    Federal law requires us to provide customers with written notice explaining our practices regarding how we may share customers’ non-public personal information. We are required to provide this information when you initially become a customer, and annually thereafter, for each account you have with us.

     

    California residents will receive an additional privacy notice required by state law.

    What does Hyundai Motor Finance do with my personal information?

    All financial companies need to share customer’s personal information to run their everyday business. The types of personal information we collect and share depends on the product or service you have with us. Federal law gives consumers the right to limit some but not all sharing.  

     

    To learn more about what we can share, why we might share it, and how you can limit this sharing, please read the Hyundai Motor Finance Consumer Privacy Notice.

     

    Our Online Privacy Policy explains how we protect your privacy while using our website.

    How long will my opt-out last?

    Your election to opt-out will continue for as long as you are our customer. You only need to opt out once. However, you will continue to receive annual privacy notices.

     

    To opt-out:

                   1.     Call our toll-free automated system:

                                • HMF Federal GLB: (877) 827-4884

                                • HMF California Privacy: (877) 906-9976

                   2.     Fax a written request to: (866) 810-4368

                   3.     Mail a written request to:

                           Hyundai Motor Finance

                           PO Box 20829

                           Fountain Valley, CA 92728-0829

    Will my opt-out election apply to all of my account(s)?

    Your opt-out choice applies to all of your accounts.

    If I have more than one account, do I need to opt-out for each of my accounts separately?

    If you opt out for one account, you will have opted out for all of your accounts.

     

     

     

     

  • (Note: For related accounts, only you will be opted out. If there is another account holder they will need to opt out through a separate request).
  •  

     

     

    What data could be stored in my vehicle’s audio or navigation system?

    Hyundai Motor America would like to make you aware that any data or personalized settings entered into your vehicle’s audio or navigation system (such as your music, phone book, images, address book, POI and previous destinations) and HomeLink® could be stored. Click Here to learn more by visiting myHyundai.

    Document Request


    Can I access specific documents related to my account without calling customer service?

    Yes.


    You may request select account-related documents using the Document Request tab on the My Account page.


    Available Documents & Definitions


    Lease Accounts:

    • Account Current Letter – Letter indicating the financial status of your account
    • Bill of Sale – Applicable for the following states upon payoff: (Connecticut, Massachusetts, North Carolina, and Rhode Island) Copy of the bill of sale to be signed by all purchasers and returned prior to the release of title
    • Lease Buyout Quote – Copy of the lease buyout quote
      Please contact your dealer in order to obtain a buyout quote and/or purchase your vehicle in the states listed below:
      Colorado
      District of Columbia
      Florida
      Hawaii
      Indiana
      Pennsylvania
      South Carolina
      South Dakota
    • EOT Bill – Copy of the End of Term Bill
    • Inspection Report – An itemized report showing each item of excess wear and use to the vehicle, prepared by the company’s inspection vendor before or after the vehicle turn-in.
    • LOG Reprint – Copy of the Letter of Guarantee 
    • Paid in Full Letter - A paid in full status letter (This letter does not include any outstanding unpaid charges that may become due such as tax bills or unpaid parking tickets.)
    • Payment History – Record of payment transactions
    • Plate Release Letter – Document to request a transfer of the license plate (for personalized plates such as handicap, military, or vanity plates)
    • Vehicle Transport Checklist – Document to request a transport of your vehicle outside of the continental United States (Qualifications and limitations apply)


    Finance Accounts:

    • Account Current Letter – Letter indicating the status of your account
    • Annual Interest Letter – Annual record of interest paid
    • LOG Reprint – Copy of the Letter of Guarantee 
    • Paid in Full Letter - A paid in full status letter (This letter does not include any outstanding unpaid charges that may become due such as tax bills or unpaid parking tickets.)
    • Payment History – Record of payment transactions
    • Retail Payoff Quote – Copy of the retail payoff quote


    Downloadable Documents


    Understanding Financing Basics

    A simple and straightforward guide to vehicle financing, which includes helpful tips, the differences between buying and leasing, and key terms that may come up during the vehicle financing process.

    Download Financing 101 (PDF)

    Lease-End Kit

    An electronic version of the Lease-End Kit detailing options for closing out your lease, steps to getting another new vehicle or keeping your current one, and helpful resources to answer your questions about the lease-end transition process.


    A print version is also automatically mailed to lease customers approximately 120 days before the lease contract maturity date.


    We also suggest checking out our site's lease-end section for more valuable information and resources related to the lease-end process.


    Download Lease-End Kit (PDF)

    Wear and Use Estimation Tool

    Prior to lease-end, use this to perform a self-inspection on your vehicle to evaluate excess wear and use, allowing you to estimate charges you may incur and seek out repairs before turn-in.


    A paper version of the Wear and Use Estimation Tool is also included in the Lease-End Kit mailed to lease customers approximately 120 days before the lease contract maturity date.


    Download Wear and Use Estimation Tool (PDF)

    Odometer Disclosure Statement

    For lease customers, this form serves as an official record of your final odometer reading that you will need to complete and submit before your lease ends. This form is mandatory, even if you're purchasing your leased vehicle.


    Download Odometer Disclosure Statement (PDF)

    Lease-End To-Do List

    A short and simple checklist of tasks to complete for customers who are approaching the end of their lease terms.


    Download Lease-End To-Do List (PDF)

    Autopay Enrollment Form

    For a very convenient way to manage your payments, follow the instructions on this form to enroll in Autopay by fax or standard mail.


    You may also enroll online by first registering for an HMFUSA.com online account and then selecting the Autopay option.


    Download Autopay Enrollment Form (PDF)

    Contact Us


    Phone

    Automated Account Access: (800) 523-4030 (24/7)


    Customer Service: (800) 523-4030 Monday-Friday 8 a.m.-9 p.m. Eastern Time


    Lease-End Servicing Team: (855) 463-5378 Monday-Friday 8 a.m. - 9 p.m. Eastern Time


    Collections Department: (800) 523-7020 Monday-Friday 8 a.m. - 9 p.m; Saturday, 8 a.m.-4:30 p.m.; Sunday, 8 a.m.-5 pm. Eastern Time.

    Address

    Finance Payments (Please write your account number on the check)

    Hyundai Motor Finance

    P.O. Box 650805

    Dallas, TX 75265-0805


    Lease Payments (Please write your account number on the check)

    Hyundai Motor Finance

    P.O. Box 660891

    Dallas, TX 75266-0891


    Written correspondence only (Not payments)

    Hyundai Motor Finance

    PO Box 20829

    Fountain Valley, CA 92728


    Direct Credit Disputes

    Hyundai Motor Finance – Credit Dispute

    PO Box 20835

    Fountain Valley, CA 92728